FOR CFO'S
Bring financial discipline to benefits strategy.
Make decisions with a clearer cost perspective.
Healthcare spend is a significant driver of operating performance. SilverStone Benefits provides CFOs with objective benchmarks and detailed, organization‑specific insights to assess the true efficiency of their health plan.
Your plan vs. Medicare benchmark
Illustration only. Your actual benchmark requires a review of your claims data.
Why the number stays hidden
Hospitals charge commercial insurers a multiple of Medicare rates — typically 2.5× to 4× — because the commercial market has no standard yardstick. Most brokers don't show you this comparison because their compensation is tied to the carrier relationship, not your plan's performance. The result: you absorb annual increases without ever knowing whether the underlying cost is justified.
What you get from us
Your benchmark number
A clear ratio: what your plan paid versus what Medicare would have paid for the same claims. This is the number that tells you whether your plan is performing or bleeding.
A plan designed around it
Once we know your gap, we design a plan structure to close it — choosing the right risk model, network, and carrier configuration for your workforce and your risk tolerance.
Full cost transparency
You see where every dollar goes. No black-box carrier fees, no opaque stop-loss arrangements. The plan is designed to be legible to a finance team.
Control over your risk
Self-funding isn't one-size-fits-all. We help you choose how much risk to retain and how much to transfer — based on your cash flow, your claims history, and your appetite.
The analysis starts with your claims.
We'll run the benchmark on your actual data and walk you through what we find — before you commit to anything. Plain language, no pressure, and a number that's yours.
