FOR HR
Benefits strategy that respects the employee experience.
Built to support change with confidence.
A stronger health plan should not create unnecessary friction for employees or HR. We help design practical solutions with clear support, thoughtful transitions, and continuity where it matters.
The concerns we hear most
"My employees will lose their doctors."
We administer through major national carriers — the same names on the cards your employees carry today. Network access stays the same. The cost structure behind it changes.
"Self-funding means more risk for us to manage."
We design the risk structure around your organization's actual claims history and cash flow. Stop-loss coverage is built in. You don't take on open-ended exposure — you take on a defined, managed position.
"I don't want to be the one who broke benefits."
We've done this in tight-margin, high-headcount environments where benefits is a sensitive topic. The transition is designed to be invisible to employees — same card, same network, same support line.
What changes. What doesn't.
What changes
- What your plan pays for the same claims
- How your plan is structured and priced
- Your visibility into where the money goes
- Your ability to push back at renewal
What doesn't change
- The carrier name on the member card
- Network access and provider relationships
- Member support and claims processing
- The day-to-day employee experience
Your role in this
We handle the analysis, the plan design, and the carrier relationship. Your job is to review what we find, ask hard questions, and decide whether the numbers justify a change. We don't ask you to take anything on faith — we show you the benchmark before you commit to anything.
How we work together
SilverStone
Benchmarks your claims against Medicare
You
Review the findings and ask hard questions
SilverStone
Designs the plan and manages the carrier
You
Communicate the change — employees notice nothing
Let's start with the data.
We'll run your claims against the Medicare benchmark and walk you through what we find. If the numbers don't move the needle for your organization, we'll tell you that too.
